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Blog: Homeowner Information

Understanding Foreclosures

It is an unfortunate commentary, but when economic activity declines and housing activity decreases, more real property enters the foreclosure process. High interest rates and creative financing arrangements are also contributing factors. When prices are... Read more

Underground Heating Oil Tanks

Underground heating oil tanks can pose many potential problems to both home buyers and sellers. They have been the source of many environmental problems such as contamination of surrounding soil and ground water. Leaks are generally caused by the rust in... Read more

Mello-Roos

In purchasing your new home, your future monthly payments will be made up of principal, interest, real property taxes, and insurance. But what is the tax for the Community Facilities District, otherwise known as a Mello-Roos District? The Land Title Assoc... Read more

Mechanic’s Liens

The Mechanics’ Lien law provides special protection to contractors, subcontractors, laborers and suppliers who furnish labor or materials to repair, remodel or build your home. If any of these people are not paid for the services or materials they ... Read more

Living Trusts

Estate planners often recommend Living Trusts as a viable option when contemplating the manner in which to hold title to real property. When a property is held in a Living Trust, title companies have particular requirements to facilitate the transaction. ... Read more

Lead Poisoning

Lead poisoning is a serious problem that can lead to adverse health problems. In children, high levels of lead can cause damage to the brain and nervous system, behavioral and learning problems, slow growth, and hearing problems. In adults, lead poisoning... Read more

Environmental Issues

When purchasing a piece of property, it is important to be aware of any environmental liabilities associated with it. For example, you should find out if there are any registered underground tanks within several miles of the property, known contaminated p... Read more

Condominium and PUD Ownership

Builders, in an effort to combat the dual problem of an increasing population and a declining availability of prime land, are increasingly turning to common interest developments (CIDs) as a means to maximize land use and offer homebuyers convenient, affo... Read more

Common Ways of Holding Title

How Should I Take Ownership of the Property I am Buying? Real property can be incredibly valuable and the question of how parties can take ownership of their property is important. The form of ownership taken -- the vesting of title -- will determine who... Read more

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Testimonials

As a disabled-single woman, I was not knowledgeable in the business of real estate. A friend suggested I meet with Gary and talk about my real estate needs. I had a home to sell and wanted to buy a condominium. This was during the peak of selling time. Gary was quick to estimate the value of my home and get it on the market. He was very honest with me. Selling my home was the easy part, but replacing it with my special needs didn't look promising. I never lost confidence or faith in Gary as he was kind and diligent in every step of the process. After a month of patience and Gary's persistence, my home had a buyer and that same day Gary found the perfect condominium. He spent the rest of the night solidifying both transactions. He soothed my tears on selling my family home and made all the buyers and sellers happy at the same time. After all the dust settled, and everyone had moved, my realtor continued to check with me to see if I was happy with my purchase. With confidence, I will always recommend Gary as an upstanding man and realtor. To those who choose Gary as their realtor, be prepared for excellence. Cindy Farwell
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