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Blog: Title and Escrow

Why Do You Need Title Insurance?

Title Insurance. It’s a term we hear and see frequently - we see reference to it in the Sunday real estate section, in advertisements and in conversations with real estate brokers. If you’ve purchased a home before, you’re probably fami... Read more

Understanding Title Insurance

What is title insurance? Newspapers refer to it in the weekly real estate sections and you hear about it in conversations with real estate brokers. If you’ve purchased a home you may be familiar with the benefits of title insurance. However, if this... Read more

Understanding Preliminary Reports

After months of searching, you’ve finally found it -- your perfect dream home. But is it perfect? Will you be purchasing more than just a beautiful home? Will you also be acquiring liens placed on the property by prior owners? Have documents been r... Read more

The Functions of an Escrow

Buying or selling a home (or other piece of real property) usually involves the transfer of large sums of money. It is imperative that the transfer of these funds and related documents from one party to another be handled in a neutral, secure and knowledg... Read more

Statements of Information

What’s in a name? When a title company seeks to uncover matters affecting title to real property, the answer is, “Quite a bit.” Statements of Information provide title companies with the information they need to distinguish the buyers ... Read more

Required Reporting to the I.R.S.

Sellers of real property will have certain information regarding the sale reported to the Internal Revenue Service. This required reporting is a consequence of the Tax Reform Act of 1986; it is intended to encourage taxpayer compliance and aid in audit a... Read more

Creative Financing

Creative financing: You’ve heard of it, and, as a seller, the idea sounds pretty attractive. But, do you know everything you need to know about carrying back a second; essentially, about becoming a lender? You better know the same things that financ... Read more

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Testimonials

As a disabled-single woman, I was not knowledgeable in the business of real estate. A friend suggested I meet with Gary and talk about my real estate needs. I had a home to sell and wanted to buy a condominium. This was during the peak of selling time. Gary was quick to estimate the value of my home and get it on the market. He was very honest with me. Selling my home was the easy part, but replacing it with my special needs didn't look promising. I never lost confidence or faith in Gary as he was kind and diligent in every step of the process. After a month of patience and Gary's persistence, my home had a buyer and that same day Gary found the perfect condominium. He spent the rest of the night solidifying both transactions. He soothed my tears on selling my family home and made all the buyers and sellers happy at the same time. After all the dust settled, and everyone had moved, my realtor continued to check with me to see if I was happy with my purchase. With confidence, I will always recommend Gary as an upstanding man and realtor. To those who choose Gary as their realtor, be prepared for excellence. Cindy Farwell
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